He’ll be here tomorrow!
And here at Royal LePage South Country we are ready to greet him! Come down to see us at our office in Southwind’s Crossing Mall on Friday, November 22nd between 3pm and 5pm for your annual Santa pic! Kids of ALL ages are welcome!
There is no charge for your Santa photo, but we do accept donations (cash OR food) to the Oliver Food Bank from those who are able.
Halloween can be a fun and exciting time for kids. These safety tips for parents, children and homeowners will help keep everyone safe and happy this Halloween.
- Cross the street at corners, using traffic signals and crosswalks. Look left, right and left again when crossing and keep looking as you cross.
- Put electronic devices down, keep heads up and walk, don’t run, across the street.
- Teach children to make eye contact with drivers before crossing in front of them.
- Always walk on sidewalks or paths. If there are no sidewalks, walk facing traffic as far to the left as possible. Children should walk on direct routes with the fewest street crossings.
- Watch for cars that are turning or backing up. Teach children to never dart out into the street or cross between parked cars.
- Join kids under age 12 for trick-or-treating. If kids are mature enough to be out without supervision, tell them to stick to familiar areas that are well lit and trick-or-treat in groups.
Costumes for a Safe Halloween
- Decorate costumes and bags with reflective tape or stickers and, if possible, choose light colors.
- Choose face paint and makeup whenever possible instead of masks, which can obstruct a child’s vision.
- Have kids carry glow sticks or flashlights to help them see and be seen by drivers.
- When selecting a costume, make sure it is the right size to prevent trips and falls.
Drive Extra Safely
- Slow down and be especially alert in residential neighborhoods. Children are excited on Halloween and may move in unpredictable ways.
- Take extra time to look for kids at intersections, on medians and on curbs.
- Enter and exit driveways and alleys slowly and carefully.
- Get rid of any distractions – like your phone – in your car so you can concentrate on the road and your surroundings.
- Turn your headlights on earlier in the day to spot children from greater distances.
- Popular trick-or-treating hours are 5:30 p.m. to 9:30 p.m. Be especially alert for kids during those hours.
Where: Royal LePage South Country in Oliver (right beside BuyLow – can’t miss it!)
When: Friday, Nov 23rd from 3pm-5pm
What: Bring a donation to the local food bank in exchange for a life-time memory of visiting with Santa!
Whoops, I’m a little behind in posting this! We recently had our awards night for the REALTORS® at Royal LePage South Country – with every single one of our agents coming away with sales awards from the Royal LePage national awards recognition program, based on sales performance within our market.
Congratulations to all of you – your hard work has paid off and your happy clients are proof of that!
Nita Neufield receiving the Royal LePage Lifetime Award of Excellence and Director’s Platinum Awards (top 5% in our market share) for sales in 2017
Mark Pankratz receiving the Royal LePage Diamond Award (top 3% in our market share) for sales in 2017
Jaime Pacheco receiving the Royal LePage Director’s Platinum Award (top 5% in our market share) for sales in 2017
Heather Andrews receiving the Royal LePage President’s Gold Award (top 6-10% in our market share) for sales in 2017
Brian Wensley receiving the Royal LePage Director’s Platinum Award (top 5% in our market share) for sales in 2017
Beth Garrish receiving the Royal LePage Diamond Award (top 3% in our market share) for sales in 2017
Every Christmas, we at Royal LePage South Country take a few hours during Oliver’s annual light-up to host Santa Claus, so he can spend some quality time with the local kids. Proud parents can trade a small donation to the Food Bank for a quick photo session with the big guy!
Here’s a few from this year (sorry moms – with close to 100 families having joined us this year, we can’t fit them ALL in!)
Preparing to buy a home requires more than just a down payment. Before you purchase property, take time to understand your available mortgage options and balance your debt load. Thorough planning and smart budgeting now can help you avoid running into high debt or repayment problems down the road.
Farhaneh Haque, director of mortgage advice at TD Canada Trust, says that first time home buyers should answer three important questions before they start hitting any open houses this season.
• Do I understand the process? It never hurts to meet with a mortgage specialist to learn more about the home buying process and the different mortgage options available, such as fixed versus variable rate mortgages, flexible repayment schedules, and even mortgages that offer cash back. Before falling in love with a home, consider getting pre-approved so you know what you may be able to afford and avoid getting disappointed by falling in love with a home that is outside your price range.
• What is my personal debt load? If you have other obligations like a car payment or student loan, ensure you are taking on a mortgage that you can manage within your total budget. Try using an online debt management calculator to help determine how much debt you can reasonably take on based on your income, current debt payments and expenses.
• Can I afford my mortgage and save for the future? Sometimes home buyers take on more debt than they can manage and quickly find themselves "house poor" – with no money left for future savings or a rainy day. Before you take the leap into homeownership, crunch the numbers to ensure your budget reflects the lifestyle you want after you move into your new home, and you are clear on what sacrifices you may need to make to continue to live comfortably and save for your future.